破晓之爱
给自己一个财务自由奋斗目标！新加坡人对自己的要求是333万人民币，你呢？_我的网站
一 | 前一个月，新华社受权发布了《中共中央关于进一步全面深化改革 推进中国式现代化的决定》，其中明确提出将稳妥有序推进渐进式延迟法定退休年龄改革，遵循自愿与弹性原则。
二 |
At the invitation of Minister of Foreign Affairs of South Korea Cho Hyun and Minister of Foreign Affairs of Indonesia Sugiono, Member of the Political Bureau of the Communist Party of China (CPC) Central Committee and Minister of Foreign Affairs Wang Yi will visit South Korea and Indonesia from August 19 to 22, Chinese Foreign Ministry spokesperson announced on Wednesday.
A release by the South Korean Foreign Ministry on Tuesday introduced that the two ministers are scheduled to hold a foreign ministers' meeting and a dinner on Wednesday and will exchange in-depth views on mutual concerns, including South Korea-China bilateral relations, the situation on the Korean Peninsula, and regional and international issues.
President Lee Jae-myung will also meet Wang at Cheong Wa Dae on Thursday, The Korea Herald reported on Wednesday.
The visit, ahead of the APEC meeting in Shenzhen in November, is expected to serve as an opportunity to review the achievements of the full restoration of relations and to fully prepare for the next stage of high-level exchanges, the South Korean foreign ministry said.
When asked about China's expectations for Foreign Minister Wang Yi's upcoming visit to South Korea, Chinese Foreign Ministry spokesperson Lin Jian stated on Wednesday that China and the South Korea are close neighbors and partners to each other. Since the establishment of diplomatic relations 34 years ago, China-South Korea relations have achieved comprehensive and rapid growth, bringing tangible benefits to the two peoples and making positive contributions to regional peace, stability, development and prosperity.
It is believed that Foreign Minister Wang's visit will help both sides further implement the important consensus reached by the two heads of state, step up communication, enhance mutual trust, deepen exchanges and cooperation, and jointly advance the China- South Korea strategic cooperative partnership, Lin added.
Wang's trip marks his first visit to South Korea in five years since he last came to Seoul for bilateral talks with his South Korean counterpart in September 2021, Yonhap News Agency reported on Tuesday. The previous talks between Wang and Cho took place in September last year on the sidelines of the APEC forum in South Korean southeastern city of Gyeongju, the report said.
Dong Xiangrong, senior research fellow at the National Institute of International Strategy at the Chinese Academy of Social Sciences, told the Global Times that August 24 marks the 34th anniversary of the establishment of diplomatic relations. With the anniversary approaching, Wang's visit highlights the importance of bilateral relations, which have generally developed steadily over the past 34 years and delivered tangible benefits to both peoples.
On Wednesday, Chinese Ambassador to South Korea Dai Bing also published an opinion piece in The Korea Times, writing that under the new circumstances, both sides should build on the current momentum, reinforce what is positive, address what needs to be improved and work together to keep bilateral relations healthy, stable and moving upward.
China and South Korea have already conducted a number of high-level exchanges, with Lee Jae-myung making his first visit to China since taking office in January. Dong noted that such interactions underscore the need for continued coordination in the future diplomatic engagements.
This visit takes place at a critical juncture, against the backdrop of significant shifts across Northeast Asia, Zheng Jiyong, a professor from Tianjin Foreign Studies University, told the Global Times on Wednesday.
"Lee is positioning himself for the next phase of South Korea's domestic political landscape, changes in the external environment, including the relation with China, exert substantial influence on South Korea's domestic politics," Zheng said. For all these reasons, Seoul attaches great importance to Wang's visit and has high expectations.
。随后，网络上关于“90后无论男女都得65岁以后退休”的传言引发热议，让大家直呼：“到底要赚钱到什么时候才能休息？”在这里给大家辟谣一下，其实官方的意思不是强行要求65岁以后才能退休，具体政策详情如下：PART01 政府机构与企事业单位干部 普通干部：男性60周岁，女性55周岁。特殊贡献干部：参加革命工作满十年且完全丧失工作能力者，男50周岁，女45周岁；因工致残完全丧失工作能力者，按规定办理退休。
三 | 领导干部：正部级65岁，特殊情况下可延至68岁；副部级一般60岁，任期未满可延至62岁。其他领导干部多为60岁退休。
四 | PART02 工人阶层 男性60周岁，女工人50周岁，女干部55周岁。职务变动影响退休年龄的情况，需参照各地具体规定执行。PART03 特殊工种职工 男性55周岁，女性45周岁。
五 | 需在高危或有害健康岗位累计工作达到一定年限（如高空、井下累计10年等）。PART04 城镇个体工商户、灵活就业人员及农民合同制工人 男性60周岁，女性55周岁。需累计缴费满15年，并按规定缴纳养老保险费。
六 | 近期，“赚满xx元就退休”“赚满多少元才能躺平？”......类似的话题在近年来频繁出现在各大软件的热搜上。有的网友认为在小县城努力到100万可以完全躺平生活。同时也有不少网友质疑，认为一百万实在是太少，根本不够维持生活。那么，在新加坡，究竟需要多少存款才能实现财务自由？ 最新发布的《财务自由指数》调查报告给出了答案——61.2万新币（约合333万人民币），这一数字让不少人倒吸一口气。调查亮点 根据Singlife的这份报告，新加坡居民对财务自由的理解颇为现实：无忧无虑的理想生活、稳定的工作、无债一身轻、随心所欲的消费。
七 | 然而，要达到这一状态，他们普遍认为至少需要61.2万新币的存款作为后盾。
八 | 值得注意的是，这里的存款仅指现金储蓄，不包括不动产等资产。以坡岛居民每月存款中位数1682新币来计算，要达到这一存款目标，需耗时长达30年之久。
九 | 调查要点 01 财务自由门槛提高： 达到财务自由所需的中位数金额增长了8%，显示出随着社会经济环境的变化，财务自由的门槛正在逐渐提高。02 财务自由认知与感受的差距： 尽管认为财务自由重要的消费者比例上升了4%，但感到财务自由的消费者比例并未增加，这表明尽管有更多人意识到财务自由的重要性，但真正实现它仍然是一个挑战。03 储蓄习惯的变化： 每月储蓄少于3,000和1,000的消费者比例显著增加，这可能反映了消费者在面对经济压力时的储蓄能力下降，也可能是消费习惯变化的结果。04 实现财务自由时间的延长： 由于储蓄率的下降，实现财务自由所需的时间从27.3年延长至30年，这进一步强调了储蓄和规划在实现财务自由中的重要性。05 退休计划的明确性： 80%的消费者计划在65岁退休，这表明大多数受访者有明确的退休规划，但结合前面的数据，这些计划可能需要基于当前财务状况进行调整。育儿成本 如果说存款积累是财务自由路上的马拉松，那么育儿成本则是这条路上的又一座大山。
十 | 调查显示，44%的新加坡居民认为，有了孩子后，实现财务自由的时间会推迟至少15年。原因是抚养一个孩子从出生到21岁的费用高达50万新币，这笔不菲的开销无疑让许多家庭在追求财务自由的道路上步履维艰。财务自由现状 在受访的3000名新加坡居民中，仅有27%的人认为自己已经实现了财务自由，这一比例不禁让人唏嘘。相反，44%的人悲观地认为这一梦想遥不可及，而剩下的29%则抱有一丝希望，认为通过努力或许还能触碰到财务自由的门槛。退休规划 除了财务自由，退休生活也是新加坡人关注的焦点。
十一 | 调查显示，八成受访者希望在65岁前退休，并认为每月至少需要2856新币的退休金才能保证退休后的生活质量。这一数字对于许多人来说，既是动力也是压力。新加坡的CPF制度为居民的退休生活提供了一定程度的保障。作为新加坡特有的强制性储蓄计划，CPF涵盖了退休、医疗、住房等多个方面。
十二 | 然而，要想每月领取到足够的退休金，仍需个人在退休前进行充分的储蓄和规划。
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Published on:22:33:27